Mindgate's Microfinance Solution provides microfinance institutions with a robust and agile platform enabling it to implement complete lending automation, enhance process security and reporting. Our solution is designed to provide complete functional coverage involving Loan life cycle from Loan Origination through Loan Management to Loan servicing functions, Agent management Individual & Group Lending as well as complete Regulatory reporting and is equipped with APIs and development tools for deploying multiple value-added services.

  • Multi tenancy model: Designed to handle Multiple Entity / Country on-boarding to run in a single platform
  • Flexibility to accommodate respective country regulatory requirements
  • Budget handling: Provisioning of Loan Issue Budgeting at Entity / Scheme Level
  • Omni Bus Accounting: In-House / Omni Bus account setup at Entity / Sub-Entity / Branch / Agent level
  • Provision for Centralised / Distributed Disbursement models
  • Allocation of Digital Wallet / Virtual Account for Loan Disbursement
  • Customer Scoring
  • Loyalty Computations
  • Real-time reconciliation and credit status updates and monitoring of account position
  • Re-Payment using digital payment modes
  • Field agent mobile app for customer on-boarding process, tracking the processing status and spot collections
  • Enhances process mobility with the integration of mobile architecture and integrated mobile agent management modules.
  • Agile architecture for adaptability through support for multiple business models
  • Its modular structure help customers with a platform which is more effective and light through flexible product definition
  • Comprehensive reporting involving risk reporting and complete regulatory compliance
  • Scales up easily as the business grows